Now that you’re ready to invest, let’s get started. To ease you into the different types of investments, the first one on the list is a low risk, low return asset – cash equivalents. What are cash equivalents? Cash equivalents are assets that can be converted to...

What are bonds? A bond is a security where you get a fixed income by loaning money to an entity. Bonds are also called ‘IOU’s, short for ‘I owe you’, because the lender (you) provides money or debt to the borrower (entity). There are two main types...

What are stocks? Stocks, also called equities, are a type of security that entitles the stock or equity holder ownership of a corporation. Yes, you heard that right. When you buy stocks, you become a shareholder and own part of a company whose stock you bought. Delving...

‘I want more money.’ – is a common answer when asking people why they want to invest. Investing allows us to grow the money we have at a faster rate thanks to compound interest. But we also need to ask ourselves, ‘why do I want...

Investing allows you to grow your money, and with compound interest, it grows your money at a faster rate compared to cash savings. With your bank savings account, you earn 0.25%-0.75% in interest. When you hold cash, the interest rate is 0%. Other investments, such...

Saving is a challenge for many people. There are just too many bills – rent, utilities, food, car expenses, tuition fees, and more. It always feels like after paying all your bills, there’s not much left. With what little money that’s left after #adulting, we...

Life insurance provides you and your family financial security. While investing allows us an opportunity to grow our money by taking on risk, insuring yourself and your dependents provides a secure way to protect oneself and your loved ones in an emergency, such as permanent...

With 150,000 adults surveyed across 143 countries, the S&P Global FinLit Survey shows that 25% of Filipinos are financially literate. This is lower than Malaysia’s (36%), Indonesia’s (32%), and Thailand’s (27%) results. Questions are aimed to test a person’s basic knowledge on portfolio diversification, calculating percentages,...

[vc_video link='https://vimeo.com/221525309']   Increase your Cash Inflow and Money Making Machines You have to increase your income. Find sidelines or additional odd jobs that can help you generate more money. While doing this, you must also decrease your unnecessary expenses in order to save more. When you receive...

Investing allows us to reap the benefits of compound interest. It allows us to grow our money at a faster rate compared to if we left all our hard-earned cash in a deposit account earning 0.25-0.75% in interest. Why keep your money in cash or...